Car Insurance NJ - Cheap Auto Insurance Companies in NJ

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Schedule of NJ CAR Insurance Eligibility Points

• 39:4 50 Operating a motor vehicle under the influence of alcohol or drugs 9
• 39:4 50.4 Refusal to submit to a chemical test 9
• 2C:11 2 Vehicular homicide 9
• 39:3 40 Operating a motor vehicle while driving privilege is suspended 9
• 39:6B 2 Operating a motor vehicle without liability insurance 9
• 39:6A 15 Misrepresentation of insurance coverage 9
• 39:3 37 Obtaining a driver's license or; registration through deception 5
• 39:3 38 Make or use counterfeit plate or plates other than issued 5
• 39:3 38.1 Make, alter or counterfeit driver's license or registration 5

N.J.S.A. DMV-MVC Offense Points

• 27:23-29 Moving against traffic - New Jersey Turnpike, Garden State Parkway, and Atlantic City Expressway 2
• 27:23-29 Improper passing - New Jersey Turnpike, Garden State Parkway, and Atlantic City Expressway 4
• 27:23-29 Unlawful use of median strip - New Jersey Turnpike, Garden State Parkway, and Atlantic City Expressway 2
• 39:3-20 Operating constructor vehicle in excess of 30 mph 3
• 39:4-14.3 Operating motorized bicycle on a restricted highway 2
• 39:4-14.3d More than one person on a motorized bicycle 2
• 39:4-35 Failure to yield to pedestrian in crosswalk 2
• 39:4-36 Failure to yield to pedestrian in crosswalk 2
• 39:4-41 Driving through safety zone 2
• 39:4-52
• 39:5C-1 Racing on highway 5
• 39:4-55 Improper action or omission on grades and curves 2
• 39:4-57 Failure to observe direction of officer 2
• 39:4-66 Failure to stop vehicle before crossing sidewalk 2
• 39:4-66.1 Failure to yield to pedestrians or vehicles while entering or leaving highway 2
• 39:4-66.2 Operating a motor vehicle on public or private property to avoid a traffic control signal or sign 2
• 39:4-71 Operating a motor vehicle on a sidewalk 2
• 39:4-80 Failure to obey direction of officer 2
• 39:4-81 Failure to observe traffic signals 2
• 39:4-82 Failure to keep right 2
• 39:4-82.1 Improper operating of vehicle on divided highway or divider 2
• 39:4-83 Failure to keep right at intersection 2
• 39:4-84 Failure to pass right of vehicle proceeding in opposite direction 5
• 39:4-85 Improper passing on right or off roadway 4
• 39:4-85.1 Wrong way on a one way street 2
• 39:4-86 Improper passing in no passing zone 4
• 39:4-87 Failure to yield to overtaking vehicle 2
• 39:4-88 Failure to observe traffic lanes 2
• 39:4-89 Tailgating 5
• 39:4-90. Failure to yield at intersection 2
• 39:4-90.1 Failure to use proper entrances to limited access highways 2
• 39:4-91
• 39:4-92 Failure to yield to emergency vehicles 2
• 39:4-96 Reckless driving 5
• 39:4-97 Careless driving 2
• 39:4-97a Destruction of agricultural or recreational property 2
• 39:4-97.1 Slow speed blocking traffic 2
• 39:4-97.2 Driving in an unsafe manner (points only assessed for the third or subsequent violation(s) within a five year period) 4
• 39:4-98
• 39:4_99 Exceeding maximum speed 1_14 mph over limit 2
• Exceeding maximum speed 15_29 mph over limit 4
• Exceeding maximum speed 30 mph or more over limit 5
• 39:4_105 Failure to stop for traffic light 2
• 39:4_115 39. Improper turn at traffic light 3
• 39:4_119 Failure to stop at flashing red signal 2
• 39:4_122 Failure to stop for police whistle 2
• 39:4_123 Improper right or left turn 3
• 39:4_124 Improper turn from approved turning course 3
• 39:4_125 Improper "U" turn 3
• 39:4_126 Failure to give proper signal 2
• 39:4_127 Improper backing or turning in street 2
• 39:4_127.1 Improper crossing of railroad grade crossing 2
• 9:4_127.2 Improper crossing of bridge 2
• 39:4_128 Improper crossing of railroad grade crossing by certain vehicles 2
• 39:4_128.1 Improper passing of school bus 5
• 39:4_128.4 Improper passing of a frozen dessert truck 4
• 39:4_129 Leaving the scene of an accident
  • No personal injury 2
  • Personal injury 8
• 39:4_144 Failure to observe "stop" or "yield" signs 2
• 39:5D_4 54. Moving violation Out of State 2
• Each at fault accident 5
• Failure to verify insurance involved in an automobile accident 2
• For each full year of a court imposed driver's license suspension 3
• Involved in a fatal accident 4

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